The average person has only 480 pay checks with which to plan for their retirement and with people living longer, your retirement provision needs to last longer. This means you either need to invest more while you are working, work longer or live on less in retirement.
Currently only about 5-6% of South Africans can truly afford to retire with the same income they earned while working. Do you want to be part of the 5% or the 95%? The sooner you start, the easier it will be to achieve your retirement goals.
As in the words of Yogi Berra, “If you don’t know where you are going, you might wind up someplace else.”